What is Debt to Income Ratio and How It Affects Your Home Purchase Affordability

If your debt ratios are above 40% of your gross monthly income, then you may not afford a home. A…

How to Check If A Cash-Out Refinance Is Right For You

It's not an easy decision to make, but if you're someone who is considering refinancing your home, then it's important…

How to Improve Your Credit Score Before Home Purchase

There are a few things that you need to be aware of when it comes to your credit score and…

Tips to Win a Bidding War on Your Dream House

It's no secret that it's tough to find a house these days, but you can still snag your dream home…

How Your Credit Score Affects Your Mortgage Rate

When applying for a new mortgage, your credit score (or creditworthiness) is an important factor in determining your loan interest…

Rent or Buy: Tips to Help You Decide

Buying your home can seem like a good idea, or at least an inevitable step in the pursuit of adulthood.…

Who Needs Private Mortgage Insurance?

In today's market, it is difficult to find mortgage lenders willing to work with borrowers who do not have private…